The Workers’ Compensation Claims Process Step-by-Step
If you are injured on the job, the steps you take after the injury may determine your ability to claim compensation. It’s important to closely follow the correct procedures are you file a claim, including finding a workers’ comp attorney in Baltimore to help you with your case. Follow these steps to protect your rights and preserve your ability to collect compensation for your injury.
Report Your Injury
It is imperative to report any injury that occurs at work to your supervisor right away, including acute injuries, occupational diseases, and cumulative-trauma injuries. Be very clear with your supervisor that your injury is specifically related to work, and ensure that he or she creates an official accident report. If your supervisor refuses to prepare a report or doesn’t include all of the relevant details in the report, write him or her an official letter documenting the injury. If you can get your supervisor to sign something acknowledging receipt of the letter, it can be helpful to your workers’ compensation lawyer, but if not, simply keep a copy of the letter and a note of when you delivered it. If a report was prepared, get a copy.
See a Doctor
A doctor should evaluate you as soon as possible. Your company may have a preferred physician, but you are entitled to choose your own doctor under Maryland law. Be very clear in explaining your injury to your doctor, specifically stating that it was a work injury. Follow your medical instructions precisely, and request notes if your doctor recommends that you don’t work or avoid certain activities. All bills should be sent to your employer or your employer’s insurance company. Your workers’ compensation attorney can help you understand where your bills should go.
Consult Your Lawyer
Stay in contact with your workers’ comp attorney throughout the claims process. He or she will walk you through all of the necessary steps to achieving a successful claim. Don’t discuss your case with anyone at work, and talk to your lawyer if you are contacted by an insurance company.